What is a Systematic Investment Plan (SIP)?

SIP is a method of investing a fixed amount of money regularly in mutual funds, allowing you to invest small amounts over time and benefit from rupee cost averaging and compounding returns.

What is the formula used to calculate SIP returns?

The SIP maturity amount is calculated using the formula: M = P × [((1 + i)^n - 1) / i] × (1 + i), where M is maturity value, P is monthly investment, i is periodic rate of interest (annual return / 12 / 100), and n is total number of monthly payments.

Are actual SIP returns guaranteed?

No, mutual fund investments are subject to market risks. The returns calculated here are projections based on the constant growth rate you specify, for estimation purposes.

SIP Calculator

Calculate the maturity value and wealth gains of your monthly Mutual Fund Systematic Investment Plan (SIP) based on expected annual returns and investment tenure.

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