Evaluate enterprise readiness under the DPDP Act 2023, audit FinTech operations against RBI Digital Lending Guidelines and 5% FLDG caps, validate UIDAI Aadhaar Data Vault tokenization and Verhoeff check digits, and monitor CERT-In mandatory 6-hour cybersecurity incident reporting deadlines with 180-day NPL NTP log retention. 100% private, client-side execution.
Test Aadhaar biometric fingerprint and iris scanners (Mantra, Morpho, Startek, SecuGen, Precision), verify RD Service loopback connectivity on Windows 10/11, test capture in Production & Pre-Production (P/PP), and troubleshoot UIDAI errors.
Assess enterprise compliance with the Digital Personal Data Protection (DPDP) Act 2023, calculate Significant Data Fiduciary (SDF) status under Section 10, simulate Section 33 statutory penalties up to ₹250 Crores, and generate Section 5 bilingual consent notices.
Audit FinTech and Lending Service Provider (LSP) compliance with the RBI Digital Lending Guidelines (DLG), calculate the statutory 5% First Loss Default Guarantee (FLDG) portfolio cap, and compute transparent Key Fact Statement (KFS) True APR.
Validate 12-digit Aadhaar numbers using the official UIDAI Dihedral D5 Verhoeff checksum algorithm, format statutory masked Aadhaar (XXXX-XXXX-1234), and simulate Aadhaar Data Vault (ADV) surrogate tokenization with zero server storage.
Calculate the mandatory 6-hour CERT-In incident reporting countdown under IT Act § 70B, verify 180-day ICT logs retention compliance with India NPL NTP stratum, and generate Section 65B / BSA 2023 Digital Evidence Certificates.
Audit organizational compliance against the 8 statutory pillars of the Digital Personal Data Protection (DPDP) Act 2023, calculate Significant Data Fiduciary (SDF) status under Section 10, and simulate Section 33 statutory penalties up to ₹250 Crores.
Scan text, logs, and database extracts for Personally Identifiable Information (PII) including 12-digit Aadhaar numbers with Verhoeff dihedral D5 checksum verification, PAN, Passport, Voter ID, Phone numbers, and payment cards with Luhn check.
Transform sensitive personal identity records into compliant masked formats: Aadhaar (XXXX-XXXX-1234), PAN (ABCDE****F), Email (u***r@domain.com), Phone (+91-******3210), and Card (****-****-****-1234).
Validate digital consent records against DPDP Act Section 5 & 6 standards. Verify itemized purpose specification, withdrawal mechanisms, DPO contact details, absence of dark patterns, and cryptographic tamper-proof hashes.
Evaluate corporate privacy policies against 12 mandatory statutory clauses required by the Digital Personal Data Protection Act 2023, score policy readiness, and generate standardized legal boilerplate clauses.
Plan statutory data retention schedules and deletion timelines across DPDP Section 8(7), CERT-In 180-day ICT logs, Income Tax 7-year records, and PMLA 5-year rules. Generate signed Certificates of Data Destruction.
Assess personal data breach incidents under DPDP Section 8(6), calculate statutory penalty exposures up to ₹250 Crores under Section 33, and generate statutory breach notification drafts for the Data Protection Board of India (DPBI).
Manage and track Data Principal Rights (DPR) intake under DPDP Act Sections 11, 12, and 13. Track statutory 30-day resolution countdowns, categorize access/correction/erasure requests, and generate formal response letters.
Audit NBFC and FinTech digital lending operations against the RBI Digital Lending Guidelines (DLG), test the statutory 5% First Loss Default Guarantee (FLDG) ceiling, and compute Key Fact Statement (KFS) True APR.
Audit Customer Due Diligence (CDD), Politically Exposed Persons (PEP) controls, 10% Ultimate Beneficial Ownership (UBO) thresholds under PMLA 2023, V-CIP video KYC guidelines, and Small Account limits.
Audit digital payment systems against the RBI Master Direction on Digital Payment Security Controls (MD-DPSC). Evaluate AFA 2-factor authentication, Card-on-File Tokenization (CoFT), mobile app root detection, and SSL pinning.
Calculate statutory turnaround time (TAT) deadlines and ₹100/day customer delayed compensation for failed transactions across UPI (T+1), ATM (T+5), IMPS (T+1), and Card POS/E-Com under RBI Circular DPSS.CO.PD No.629.
Audit Open Banking, UPI switches, and Account Aggregator APIs against RBI Master Direction on IT Governance 2023. Generate and verify client-side HMAC-SHA256 payload signatures and mTLS 1.2+ controls.
Evaluate vendor materiality under Chapter III of the RBI Master Direction on Outsourcing of IT Services (April 2023), audit mandatory Right-to-Audit clauses, data localization, and BCP failover drills.
Audit Segregation of Duties (SoD), Maker-Checker dual authorization for financial disbursements, Privileged Access Management (PAM), quarterly User Access Reviews (UAR), and 24-hour offboarding SLAs.
Track landmark directions, circulars, and compliance implementation deadlines across RBI, NPCI, and SEBI (MD-IT Governance, DLG, KFS APR, CoFT, and E-Mandates).
Generate statutory XXXX-XXXX-1234 masked Aadhaar numbers with official Dihedral D5 Verhoeff checksum validation. Redact raw 12-digit numbers in batch text, CSV, and SQL dumps with zero server retention.
Validate UIDAI Paperless Offline e-KYC XML and ZIP payloads. Inspect Proof of Identity (Poi), Proof of Address (Poa), Base64 photo blocks, XML-DSig digital signatures, and test 4-character Share Code hashing.
Lint and validate UIDAI Authentication 2.5 & e-KYC 2.5 request XML payloads against official XSD schemas. Check mandatory attributes: ac, sa, ver="2.5", txn, lk,
Perform multi-metric fuzzy name matching (Jaro-Winkler, Levenshtein, Token Sort Ratio) and DOB tolerance checking between Aadhaar, PAN, and Bank Account records to automate KYC onboarding decisions.
Audit local loopback ports (11100–11105) for certified UIDAI Registered Device services (Mantra, Morpho, Startek, SecuGen), evaluate L0 vs L1 compliance, and diagnose driver connectivity.
Decode UIDAI numeric error return codes (100, 300, 400, 500, 510, 800, 995, 998). Inspect root causes, developer technical fixes, and user-facing remediation advice.
Inspect and validate internal UIDAI PID block XML specifications, ISO 19794-2 biometric minutiae tags, demographic `
Audit server logs, SQL dumps, and JSON payloads for un-vaulted raw 12-digit Aadhaar numbers using Verhoeff verification, identify ADV compliance breaches, and perform 1-click in-memory redaction.
Unified compliance checklist cross-referencing ISO/IEC 27001:2022, CERT-In Directions 2022, DPDP Act 2023, and RBI Master Direction on IT Governance. Score control maturity and export formal audit workpapers.
Catalog audit artifacts, compute in-browser SHA-256 cryptographic hashes, track custodian metadata, and export court-admissible electronic evidence manifests under BSA 2023 Section 63 / Evidence Act Section 65B.
Assess internal security controls across Level 0 to Level 5 CMMI maturity, calculate residual risk gaps against statutory benchmarks, and generate targeted compensating control roadmaps.
Score inherent and residual risks under ISO 31000 and ISO/IEC 27005 using an interactive 5×5 Likelihood vs Impact risk matrix. Visualize risk heatmaps and export CSV risk registers.
Track audit non-conformities, penetration testing vulnerabilities, and regulatory inspection corrective actions with automated SLA aging counters (P0 7d, P1 15d, P2 30d, P3 60d) under ISO 27001 Clause 10.
Audit internal corporate policies for mandatory statutory clauses, version control metadata headers, annual review cadences, board approval statements, and disciplinary enforcement language.
Compile formal ISO 19011 compliant executive audit reports. Formulate audit opinions (Unqualified, Qualified, Adverse), tally findings severity, and generate print-ready attestation reports with auditor sign-offs.
Map single operational evidence artifacts across DPDP Act 2023, RBI MD-IT 2023, CERT-In Directions 2022, ISO 27001:2022, and UIDAI regulations to eliminate 70%+ redundant audit preparation.