RBI Transaction Reversal SLA & ₹100/Day Compensation Calculator

Calculate turnaround deadlines and statutory ₹100 per day compensation for failed UPI, ATM, IMPS, and card transactions under RBI TAT Harmonisation Circular DPSS.CO.PD No.629.

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How to Use RBI Transaction Reversal SLA & ₹100/Day Compensation Calculator

  1. Select payment channel (UPI, ATM, IMPS, Card POS/E-Commerce, BBPS, PPI).
  2. Enter transaction date, transaction amount, and reference/RRN number.
  3. View statutory SLA deadline and delay days elapsed.
  4. Calculate automatic statutory compensation (₹100/day) and export the Banking Ombudsman grievance notice.

Statutory Harmonisation of Turn Around Time (TAT)

RBI established strict harmonized TAT timelines (T+1 for UPI/IMPS, T+5 for ATM/POS) to eliminate customer grievance friction across interconnected payment rails.

Frequently Asked Questions

Does the customer need to file a claim to receive ₹100/day compensation?
Under RBI Circular DPSS.CO.PD No.629, banks must proactively credit ₹100 per day of delay directly into the customer's account without requiring a separate claim.